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There are many factors to consider when your vehicle is.

If you're the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy. But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell Estimated Reading Time: 5 mins.

Apr 02, Keep in mind that comprehensive auto insurance does not cover the removal of fallen trees or branches, just the damage they can do to your car. You’ll need to find another way to cover the cost of the debris removal. Sep 17, If you collide with a fallen tree while driving, this will be covered by your collision coverage insurance.

The best protection for your vehicle is storing it in a garage; if you don't have this option, you may want to consider comprehensive shrubpruning.buzzted Reading Time: 4 mins. May 23, When a tree falls on your car, your options are limited. While you may be able to submit a claim with the homeowner's insurance policy, it will depend on your company and specific policy.

Trees aren't a variable in collision coverage since with probably few exceptions trees don't have drivers.

The same goes for your auto insurance policy. If you do not have full or comprehensive coverage, chances are you will have to pay for the damages yourself.

Mar 16, Your car insurance may cover damage to your vehicle from a fallen tree. If a tree falls from your property onto your car, it's your car insurance and not your homeowners insurance that will likely help cover the cost of repairs.

A comprehensive policy covers just about any damage -- including that caused by a fallen tree. Depending on your policy and your insurer, you’ll receive a check to help cover the cost of the repair or your insurance company will send you to one of its approved shops for the work.